Disclosure Policy

This policy is valid from January 1, 2014 to present.

~ This blog is a personal blog written and edited by me. For questions about this blog, please contact mamasmoneysavers@gmail.com.

~ This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

~ The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

~ The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

~ This blog does not contain any content which might present a conflict of interest.

Special to Giveaways:

~ The blog owner is allowed to change, end early, or draw new winners for giveaways when it seems fit.

~ Also, My giveaways are no way sponsored, endorsed or administered by, or associated with, Facebook.

~ Giveaways are offered by a sponsor/PR company.  I am not responsible for the products and services provided as prizes.  I am also not responsible if the item gets lost in the mail, but I will do my best to get the prize recovered for you as long as you let me know within a reasonable amount of time that you have not received it.  Please give it 6 weeks to receive your prize before following up with me.  There also may be instances where the giveaway sponsor may have to substitute a prize of comparable value with or without notice.  By filling out the giveaway form you are consenting to these terms.

Special to Paid Posts:

~  I do write paid posts for various companies using links/keywords they provide.  Some do not want a disclosure within the post so to ensure that it is known to be a Paid Post, I have all of them marked as “Spark” for the Category.

Advertising:

We use third-party advertising companies to serve ads when you visit our Web site. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please see: http://www.networkadvertising.org/managing/opt_out.asp