Upromise: Saving money for your kids future!

So Here is my website of the day:

I love Upromise. I actally signed up for it when I was in college and since have saved over $400!!! And that was by doing nothing! All I did was register all my credit and grocery cards and they do all the work by tracking my purchases at certain stores and products. For example, a percentage of my Bed, Bath, & Beyond purchases, restaurant bills, many online stores, and food items like Nestle, BeechNut and so forth….

Just recently I downloaded the Upromise toolbar so I don’t have to remember to click thru the Upromise website to earn credit for my online purchases. And I am a huge online shopper, especially Ebay, which earns me 1% of my purchase total. There are many other stores and ways to earn money, for example the Citi Upromise credit card, which I also recently obtained. The Citi Upromise card not only gave me a great APR of 0% and then 9.99% but I also earn about $20 a month towards college savings, and I barely use the card!

How it works: Upromise will track all your purchases or you may have to click thru their website for certain services and then after a certain amount of time your Upromise account will be credited. It is very important that you register all your credit cards and grocery preferred cards right away so you don’t forget and you start earning asap! Then after you have some earnings you can transfer them into a 529 for your child or children. I use IL Bright Start Savings and every quarter I request a check and put it into their accounts. If you use their preferred 529 plan then you can do it automatically but I already had a Bright Start account so I just withdraw a check and then deposit it. Very easy! You also should send your friends and family invites to save for your children because every little bit helps, for example, my family saves about $7 every month for us. It is all automatic and easy once you set everything up.

Oh and if you sign up for it and end up not having kids or your kids don’t want to go to college then you can withdraw the money for a small penalty, but hey it was free money anyways!

Cher