One of my husband’s friends is finally taking the plunge and buying his first house. He finally realized it is a great time for first time homebuyers to buy a house because the prices are low and he doesn’t have to worry about also selling a house. I know when we sold our last house we were desperate to sell it and lowered the price so much because we already had a bid on our dream house. I told him though that he should really look into a veteran home loan.
Now we didn’t qualify for anything since neither my husband nor I have a military background, but you better believe I would have looked into it if we could have. Buying a house is expensive and why not take advantage of VA loan benefits if they are available to you. I think veterans paid their dues and are entitled to a little something extra!
So right now my husband’s friend is looking into his options and was excited to tlearn that there is even a VA refinance option that he could think about in the future. I hope he does find a nice house because he is really a nice guy and just needs a fresh start. I guess we will find out in a month or so, which is usually how long it takes to get the process started!
Mom and More Disclosure: This is a sponsored post but still my own opinion. Please see my Disclosure Policy.
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The VA system is really nice, especially if you don't have or don't want to put the original 20% down on a house. When we went to refinance though, the rates we qualified for seemed lower than the current VA rate, so we decided not to go through the VA process for our refinance. It also reduced the amount of paperwork involved. It is great, though, for getting into a house!