There are two kinds of mindset. Some might think that life ends when you settle down and begin to get used to the routine you will be part of until retirement. Raising a family, sticking at your job, barbecues in summer, while some people love this, others might consider it something to stifle creativity and freedom. However, there are others who think that life begins when settling down is achieved. Making that decision often shows that you’re content, that you’re willing to ride with this lot in life and stick with your principles and the things that matter most to you.
You might be one of these people for half of your life, and then switch when you reach a certain age. It’s not uncommon for people to value their freedom until their mid-30s, when they then realize the value and comfort in something more secure. But when is settling down the right option for you? How do you know what form this will take? And if you’re smart about it – could you analyze your potential better to help you avoid making bad mistakes?
When You’re Comfortable In Your Lifestyle
Settling down is not often a good option for those who have a burning wanderlust, who would change locations at the drop of a hat for their career growth, or for those who are deeply unsatisfied in their current environment. Settling down is only ever a good idea for those who enjoy their current life so much that they’d be happy to repeat it for years. This is what a family requires – routine, regulation, preparedness, and reliability. When you’re comfortable in your lifestyle? That’s a good sign.
Relational Stability
If you’re often arguing with your spouse, you feel let down by them often, or you’re still somewhat distrusted or distrusting with your financial life, settling down is not a good idea. You and your partner both need to be the rock from which this lifestyle is built. Arguments should be rare. You should feel completely loved, accepted and supported by them. On top of that, you should also feel absolutely comforted in their presence. Without relational stability, even a family with the world at their fingertips will struggle to function.
Financial Standing
You should have a good enough financial standing for a competent mortgage loan, not one with extreme terms or those that threaten to be around for much longer than you could hope. Your financial standing matters, and will in part help you either enjoy your new family and home life or feel stressed at every moment. We would also recommend that you have a good amount of your savings to hand, and that you prepare for your family ahead of time. On top of this, ensure you have a baseline level of disposable income you can use wisely to continually refine your financial potential.
With these tips, you’re certain to settle down in the right way.
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I have been married for 20 years and was ready to settle down years before we even married. It is all about growing up, being in a happy place and where you are in your life. I do believe some people never seem to settle down!