Can You Sue a Business for Injury

If you have been injured in an accident, your primary concern should be getting better. However, chances are, your medical bills will be very high and you will miss time from work. You may also miss important family events and social occasions.

If you were injured at work or at a business that you were patronizing, you may have wondered if you can sue the company. In most cases, you will simply file an insurance claim with the business’ insurance company. 

If the insurance company does not pay you what you believe your injuries are worth, you will want to hire an attorney. Personal injury lawyers will be well versed in negotiating with insurance companies and there is a good chance they will be able to get a settlement that is acceptable to you. 

If you and your attorney are unable to work out a settlement with the insurance company, you may have to file a lawsuit. The steps you should take will depend upon where and when you were injured.

What to do if You Were Injured at Work

When you are injured at work, you should report it to your supervisor right away. You will then fill out a workplace injury report. You should always request a copy of this report.

You will want to go to the doctor as soon as possible after the injury. In most states, you will have to see a doctor, but there are states in which you may be able to see your own physician. 

You will then want to file a worker’s compensation claim with your state’s Worker’s Compensation Office. Be sure to check your state’s Statute of limitations for worker’s compensation claims.  In the state of Florida, the statute of limitations is two years. If you don’t agree with a decision you can appeal it.

Employees usually will not be allowed to sue their employer if they have Worker’s Compensation insurance. There are some exceptions to this rule. If your employer intentionally hurt you or if you were injured by a company that is contracting for your company, you may be able to sue.

To explore your options in such cases, you can seek assistance from WorkCover payout experts or similar professionals from other companies. They can provide guidance and support in navigating the legal process and pursuing compensation for injuries sustained in the workplace.

What to do if You were Injured while Visiting a Business

If you are injured while patronizing or visiting a business, you should report it to the manager right away. They should then fill out an accident report and provide you with the name of their insurance company. You should get the names of any witnesses and take pictures if you can.

You will then want to go to the doctor even if you feel fine. There are some injuries that may not be immediately apparent. 

You will want to contact the insurance company as soon as possible. They will ask you many questions about your accident. They may ask if they can record the call, but most attorneys would advise you not to let them.

The insurance company will review your case and either accept or deny your claim. If they accept the claim, they will make you an offer. If you are not satisfied with the offer you can sue them. However, it is best to consult with a lawyer first. A personal injury attorney will be able to negotiate with the insurance company and they are likely to get you a better settlement offer.

If you are not able to reach an agreement, you may want to proceed with a lawsuit. Most personal injury cases are settled out of court. 

Cartoonist Berkeley Breathed once called America, “the land of the lawsuit.” However, If you save all your medical bills and get a good lawyer, you should be able to get the money you deserve without having to take anyone to court.