The Biggest Misconceptions When Filing a Car Accident Claim

Even though car accidents are fairly common, people operate under a lot of misconceptions and myths when it comes to filing a claim for them. Being misinformed can hamper the victim’s chances of getting a fair compensation. In this article, we will go over the biggest misconceptions about filing a car accident claim.

Admitting Fault

If you have gotten into an accident with another car, you may feel the need to apologize, no matter whose fault it was. While it shows your empathetic nature and good manners, saying sorry for the accident will put you in a difficult position while filing a claim.

Even if you think you were partially at fault, make it a point to not admit fault or apologize for the accident. You do not know the entire circumstances surrounding the accident. It could very well be the fault of the other driver, who could have been distracted or under the influence of drugs or alcohol. But if you apologize, then your claim will not have the same legitimacy. 

Another mistake you can make is trying to negotiate with the other party. While it may seem like the easier solution to come to an agreement with them, doing so will put you at a disadvantage if serious damage to your car comes to light later. You should only talk to the other party or their insurance company after you consult with an everett car accident lawyer. Better yet, you can choose to have no contact with the other party and let your lawyer handle the claims.

Only Filing a Case when the Accident is Serious

Since auto accidents are commonplace, a lot of people do not file claims with an experienced car accident attorney unless their accident is serious. Some people may also feel guilty about filing a claim for a smaller accident, thinking that their claims might seem frivolous. But if you have been in a car accident, where both you and the other party pay for insurance, then you are entitled to compensation.

One of the main reasons filing a claim is so important is because we can misjudge the damage done to us or our vehicles by the accident. You may not be aware of the damage done to your car unless you get it checked out by a mechanic. Choosing to not file a claim based on a cursory glance can end up costing you a lot of money, either for repairing your car or paying for medical bills.

If you do meet with an accident, get yourself checked out by a medical professional as soon as possible. Sometimes, shock can mask pain and other injuries. By letting a medical professional evaluate your injuries you and your attorney, such as this Boca Raton car accident lawyer, stand a better chance of protecting your claim for the car accident.

Expecting Insurance Companies to Offer Fair Settlements

Some people expect insurance companies to play fair when it comes to accident settlements. But insurance companies can only turn a profit if they dismiss your claims or compensate you with less money than you deserve. They may also use underhand tactics to dismiss your claims, such as manipulate you into admitting fault or make you feel guilty for filing a claim in the first place. If you receive a call from an insurance adjuster, do not give a recorded statement. Your only course of action should be to engage an attorney, who is used to their tactics and can get you a fair settlement.

Not Consulting an Attorney

If you get into a car accident, you should hire a Tampa accident lawyer (or one in your location) as soon as you possibly can. It is important that you choose the right attorney for the job, someone who has experience handling claims regarding car accidents or personal injuries. An attorney will have more knowledge about the laws of the state you are in. Some states have a no-fault policy for claims, while other states need to have one of the parties to be at fault. 

If you think that attorneys are too expensive, you can look for someone who can work on a contingency fee basis – that is, they only get paid if they help you receive the compensation you are owed. You can also take the help of an attorney who works pro bono if you are in a tight spot. 

You are far more likely to receive fair compensation if you take the help of an attorney, rather than trying to file a car accident claim yourself.

Being misinformed about car accident claims can mean paying out of pocket for any injuries you have sustained or any damage that your car has. It is important that you let go of the common misconceptions surrounding claims and receive what you are owed.