Whether you’re downsizing or looking for the home of your dreams, when preparing to buy a house you may come across a home in a community with a homeowners association, also known as an HOA.
HOA’s are great for maintaining a neighborhood’s quality of life, which means enforcing rules you and your neighbors will need to follow. If you’re unfamiliar with how they work, here are a few quick tips about HOA rules you may not be aware of.
Knowing some of the most common HOA rules beforehand will take the stress out of moving. These are standard guidelines you’ll find at most HOA’s:
If you ever find yourself in a situation where your HOA says you broke a rule, don’t worry. Here’s how you can respond.
Address the issue head-on, because pretending the problem doesn’t exist won’t help the situation.
Document the steps you have taken to correct the violation:
The more evidence you show the HOA that you’ve taken steps to correct the violation, the better.
It doesn’t hurt to seek legal counsel if you feel you’ve been wrongly penalized or are unsure of your homeowner’s rights.
If you’re a fan of giving your home a makeover, certain projects may or may not require HOA approval before you can begin. Fortunately, Lemonade put together a quick overview of some projects that will or won’t require HOA approval:
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