Save Money On Gifts This Holiday Shopping Season

This is a sponsored post written by me on behalf of Chase Ultimate Rewards. All opinions are 100% mine.

Whenever I shop somewhere I always try to use a coupon or earn rewards.  Prices seem to be going up lately and I need to save wherever I can to budget for my family of five.  Luckily more stores seem to offering some kind of reward system and there are even credit cards that have good rewards programs.

Chase Ultimate Rewards is one program that is not only great to redeem your rewards for holiday gifts but you can also earn rewards for all the holiday gifts you’ll be buying!  In the past years I have saved up my various credit card rewards until the end of the year and then around October I would cash them all out for gift cards.  Then I’d either give the gift cards as gifts or use them to buy gifts.  It was an easy way for me to stretch my budget during the holiday season and even give a little more than I normally might have.  The points were basically free money anyways since I wasn’t doing anything out of my ordinary shopping.  The holidays are stressful enough that worrying about money for presents shouldn’t be another thing I have to worry about.  Even if I am not cashing out rewards to buy gifts it is nice to know that I am at least earning points to use for next time.  I will take all the help I can get during the holiday season.  I not only have my three children I shop for but I also have six siblings, parents, in-laws and so forth to shop for!  Heck I may even cash out some of my rewards points I currently have to treat myself this year!

Who can take advantage of Chase Ultimate Rewards?

Chase Freedom, Chase Sapphire, and Ink from Chase cardholders

What can you redeem your points for?

Travel, gift cards, cash back, merchandise and more.

What else is there to know?

Ultimate Rewards allows Chase Freedom, Chase Sapphire and Ink from Chase cardholders to redeem their rewards for experiences and offers they value most.  The new, personalized site also tailors rewards offerings based on content that you “like,” saving you time when redeeming your points for experiences and offers that matter most to you. The program is especially great this time of the year because you can save money on gifts by redeeming points for presents.  I have actually done this for a few years now.  I save up all my points and then towards the end of the year I cash out my points for gift cards to give as gifts or to go buy gifts, that way I don’t have to break my budget in December!  I already have enough bills at the end of the year, and I also get high gas bills this time of year that I need to budget for.  

The beauty of Ultimate Rewards is that you earn points on every purchase and those points can then be redeemed for your choice of rewards.  So it’s a bonus for doing what you’d normally do! Chase Ultimate Rewards also gives you the option of cashing out via direct deposit starting at $20 for 2,000 points.  You can also redeem points for exclusive VIP access to concerts, sporting events, movie premieres and more. To redeem for travel, there are no blackout dates or restrictions.  You really have nothing to lose and lots to gain from using Chase Ultimate Rewards!