I partnered with this brand in exchange for sharing my honest opinion.

Life insurance to me was always something older people buy, that is until I became a parent and realized the value of life insurance. Having someone I needed to protect financially became important to me. We also started out with my husband as the wage earner and that meant I would struggle if something happened to him as I was a stay at home mom with an infant. Now that we have two incomes, I still see the value in life insurance as there still will be outstanding debts, a mortgage and costs of raising our children. Even if we didn’t have kids, there still would be a financial hardship if something happened to one of us.

Did you know that anyone can apply for term life insurance 100% online for free with Ethos? That means no pushy salespeople or hidden fees to deal with.

What is term life insurance exactly?

Term life insurance is life insurance that covers you for a set amount of time. Ethos offers policies in 10, 15, 20 or 30-year terms. You make monthly payments, called “premiums” and if you pass away while the policy is in effect, a pre-set cash payment is paid to whomever you name as a beneficiary. At the end of the term (10, 15, 20 or 30 years) the policy is simply done.

Term life insurance is the best type for most families because it is by far the most affordable and simplest type of life insurance.

Why choose Ethos for life insurance?

Since you can buy it online, you have all the information at your fingertips and can apply at your own pace. No pushy salesperson to deal with rushing you along and pushing the most expensive coverage. There is no upselling as Ethos will never try to convince you to buy more life insurance than you need or can afford.

Ethos also doesn’t require medical exams for 99% of people. An application takes as little as 10 minutes and most healthy people get approved instantly.

Whether your financial situation is closer to $25k or $10 million, Ethos can cover you. Their prices are competitive with other agencies. Just $1 a day could buy your family $1 million of coverage for 20 years.

Want the benefits you expect from life insurance and the security of a major life insurance company?

Ethos has partnered with Assurity, an “Excellent” rated life insurance company with 130 years of experience. Most claims are even paid within 10 days and they will help your family through the process. They are available anytime via phone or email to answer your questions.