Households can spend money faster than it comes in, but it doesn’t have to be that way. If you’ve been taking a look at your account balances and aren’t happy with what you see, then it’s time to make a change. Saving money in your home needn’t be the painful task you think it is. There are some savings that can be made instantly, meaning you won’t have to go without. Check out these top tips for instant ways you can save money in your home and put the money towards something great.
Cut your cable bill
Your cable bill is an expense that can increase every year, a cost that can soon be unaffordable if your salary doesn’t catch up. There are ways to lower your cable bill that can help you save money without switching providers or altering your service that can make an easy and quick saving that will add up over the year. Alternatively, if you find that most of your entertainment comes from on-demand or subscription services, you might want to get rid of your cable altogether and invest in a good streaming device instead.
Find the best insurance quote
Insurance is something that every household needs, but few people shop around for the best deal after their first year. If you’re happy with your service or have never had to make a claim, you might never have thought about changing your provider. However, checking out homeowners insurance quotes from other companies could help you get the same level of cover for less and make a simple saving on one of your necessary monthly outgoings.
Monitor your energy usage
If your energy costs are high, there could be some simple solutions to reduce your bill without having to change supplier or your rate. Simple things such as turning all the lights off when you’re not in a room, powering down electronics rather than leaving them on standby and using a timer for your heating could all help bring your bills down. As an experiment, try actively reducing how much energy you use and see if your monthly bill starts declining. A smart meter is another way you can track your energy usage and could show you where your biggest costs come from.
Reduce food waste through meal planning
Food waste in the United States costs up to $165 billion a year, a figure which is shameful when you consider how much poverty and famine exists in the world. If your household is prone to throwing out food, aim to stop it by planning your meals each week. Meal planning has many benefits from helping you to eat healthier to working out a detailed grocery list each week that will help you to buy only what you need and stop wasting food and money unnecessarily. Give it a try and see if your eating and grocery shopping habits change for the better.
Saving money at home can be difficult, but there are always great tips to try if you know where to look for them. If you’re looking to save money on appliances or need coupons to save on clothing purchases, you’ll find some great tips online to help turn you into a money saving expert.
Maryann D. says
This is all good advice on instant ways to save some money. I do know my cable bill keeps rising for sure.
Cynthia R says
We cut cable years ago and do everything netflix, amazon prime, and library movie rentals. I do need better meal management routine though. Can definitely cut some there and I hate to waste both money and food/things.
Janet W. says
These are great money saving tips! We definitely try to limit our energy use to cut down on our bill each month.
Jake says
I’m amazed at how my cable bill always increases every year without fail. As much as I get upset about it, I just don’t think there is a better and dependable quality option to seriously switch to.
Regarding home insurance, maybe looking every year is a bit too much but perhaps comparing insurance every 4-5 years is more practical and don’t forget to include your auto insurance for comparison shopping since most insurance companies “bundle” those two coverages.
vickie couturier says
some good advice ,,thanks for sharing the information
Jen D. says
I just hate it when food goes to waste! It helps if I can compost it, but even still. The most expensive food is the food that you don’t eat.
Tabby miller says
I can’t believe that much food waste in the us.
Mia says
All good suggestions. I have really found that planning meals and making a shopping list does help me save money and not buy food that will go to waste.